We offers Home Loan of up to ₹3.5 crore at an interest rate starting at 7.5%*. You can repay it over a flexible tenor of up to 240 months, claim annual tax benefits, get a top-up loan of up to ₹50 lakh, and save up to ₹2.67 lakh* on interest through PMAY’s interest subsidy.
Whether you’re looking to purchase, construct, or renovate a home, the Bajaj Finserv Home Loan is the one-stop solution for your housing loan needs. You can get finance easily, with simple eligibility terms and a minimal requirement for documentation. You can also refinance your existing house loan through the Balance Transfer facility and avail a top-up loan when doing so. Through the Property Dossier facility, you learn about the legal and financial aspects of being a property owner; and you can avail customised insurance schemes to stay financially secure.
All in all, a personal loan can offset any temporary financial crisis.
Home Loans get more affordable than ever, with assistance from the Pradhan Mantri Awas Yojana (PMAY) for first-time homeowners. Reduce your Home Loan EMIs with PMAY, by getting a Home Loan at an interest rate of just 6.93%*, and save up to Rs. 2.67 lakh on interest*. Get a Home Loan under PMAY even if your parents own a home, and thus have the chance to become a homeowner yourself.
Refinance your existing home loan with Corp-Banks, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at a nominal interest rate.
Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 lakh without any extra documentation, at a nominal rate of interest.
A customised report to guide you through all the legal and financial aspects of being a property owner.
Part-prepayment and Foreclosure Facility
No charges on part-prepayment or foreclosure to make the loan affordable
Flexible Tenor
Flexible tenors ranging up to 240 months, to fit your repayment capacity.
Minimal Documentation
Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster
Online Account Management
Online management of your Home Loan using our digital customer portal, for your convenience
Customised Insurance Schemes
Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events
| Category | Documents |
|---|---|
| Identity Proof (any one) |
- PAN card - Driving license - Voter ID - Valid passport |
| Address Proof (any one) |
- Electricity bill/ water bill/ telephone bill - Valid passport - Aadhaar Card - Driving license - Voter ID |
| Other Documents | - Passport-size photograph - Document for proof of 5 years of business continuity ( for self-employed individuals ) |
